Appointing Authority: Chief Executive Officer
Responsible to: Director of Credit, Legal and Compliance

Objective
The role entails managing a portfolio of clients from a credit perspective, including the analysis required for submission of credit applications to the relevant Credit Committees. This includes the ongoing risk management of the loan portfolio typically involving analysis of management accounts and remaining abreast of developments in the market

Essential Functions
• Schedule facility reviews as they become due with sufficient time allowed to complete renewals
• Obtain financial statements from clients for analysis
• Accompany relationship Officers and Branch Managers on clients visits and conduct review discussion with clients, gathering information required to complete interim credit reviews required by clients
• Prepare extension requests in the event that annual reviews cannot be complete on time s
• Conducting peer group analysis as part of credit analysis
• Assist in preparation of portfolio reports etc. pertaining to the respective portfolio

Required Education & Experience
• Bachelor’s Degree in Accounting/Finance
• Good knowledge of banking instruments, procedures
• Fluent communication skills in English (both verbally and writing)
• Not less than 5 years working experience in Banking Industry

Required Skills, Knowledge & Competencies
• Ability to analyse and interpret financial statements
• An orderly and well organized approach to the job with high attention to detail
• An independent thinker who is able to form a credit view given limited information and is not easily influenced
• An enquiring mind and perseverance until satisfied with the information provided
• Strong communication skills (written verbal )
• Ability to work as part of a team

MODE OF APPLICATION
Application should include the following

• Typed letter of application hand-signed by the applicant
• Detailed CV
• Photocopies of relevant Certificates
• Two recent passport size photographs of the applicant
• Names of at least two referees address, postal address, fax number, telephone/mobile telephone numbers and e-mail address and nature of relationship

REMUNERATION
Attractive remuneration package will be offered to the successful candidate

Only short listed candidates will be contacted for interview

Applications should be addressed to
The Chief Executive Officer
Twiga Bancorp Limited
P.O. Box 10119
Dar es salaam

Physical Address:
Twiga House, Samora Avenue, Dar es salaam
2nd Floor, CEO’s Office
Closing Date
Applications should reach the Chief Executive Officer on or before 4:00pm on 20th April, 2015. Only short-listed applicants will be contracted